Maintenance loan for living costs
What is it?
The Maintenance Loan is designed to support full-time Home students with their living costs e.g. food, rent and travel.
Find out more about who qualifies for financial support from the Government on the gov.uk website.
How much can I get?
The amount you can get depends on:
- where you live
- where you study
- your household income
All students who are eligible for the loan can receive up to 50% of the maximum loan amount regardless of their financial situation. The maximum loan amount for students living away from home in London in 2018–19 is £11,354. The government has not yet released the figures for 2019-20.
Access to the remaining 50% is dependent upon your household income.
Maintenance loan accordion
Students from England
Students living in England must apply for financial support from the Government via the funding authority, Student Finance England.
You can find a guide to the Student Finance England Maintenance Loan amounts below.
Funding for students starting in 2018
|Household income||Maintenance Loan (living away from home)||Maintenance Loan (living at home)|
|£25,000 or less||£11,354||£7,324|
|£70,000 and above||£5,654|| £3,224
Students from Wales, Scotland and Northern Ireland
The Welsh and Northern Irish devolved parliaments have released their figures for 2018-19.
Similar living cost support is available for students from Northern Ireland, Scotland or Wales – contact your relevant funding body for more information about the amount you may be eligible for:
Students from elsewhere in the EU
Students from elsewhere in the EU are eligible for a Maintenance Loan if they have been living in the UK for five years prior to the start of their course and EU students who meet certain criteria are eligible for a Tuition Fee loan.
Funding for EU students has not been confirmed for 2019-20.
Do I have to pay it back?
Yes, but only once you have left university, are in employment and earning a pre-tax salary of £25,000 a year or more.
Find out more
For more information on loans, see the Government's GOV.UK website.